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You Need As Low As No/Bad Credit For Some Cards In This Section, But As High As Fair For Others In This Section
   

STUDENT CARDS

If you are a student who already has bad credit you shouldn't apply for these cards unless you already paid off the majority of your past balances that you had from your other creditlines, otherwise you probably will be declined. Look in the Bad Credit Section for other options that might be right for you.

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Chase Platinum
for Students
Chase Platinum for Students

Intro
APR
APR
Annual
Fee
Creditline
Balance Transfer%
5.99% for
6 months
13.99%
$0
up to
$4,000

5.99%

If you are enrolled in college now, never had or have decent credit this is the best choice for you. Chase Platinum the lowest APR and one of the highest creditlines you will find for students.

Description: Chase Platinum for Students is made just for you and your needs. It comes with a 5.99% Introductory APR on purchases and balance transfers, no annual fee and tons of other cool benefits, like FREE Membership in Chase Ultimate Rewards Express!

*See website for terms and conditions

First Premier Bank Gold
First Premier Bank Gold
Apply for one today!

Intro
APR
APR
Annual
Fee
Creditline
Balance Transfer%
See Terms

See Terms

See Terms
See Terms
See Terms

We suggest you apply for this card. The First Premier Gold will help you get on track. Enjoy the benefits of LOW fixed APR on purchases and quality customer service while you start to rebuild. We also suggest that you apply for one of the Guaranteed Approval Cards such as the USA Platinum so that you can definitely have one card to improve your credit.

Description: Start to rebuild by applying for the First PREMIER Bank Gold MasterCard today. The card offers a LOW fixed APR on purchases and reports monthly to 4 major bureaus. Simply answer 5 questions and see if you qualify for an unsecured card.

*See website for terms and conditions

USA Platinum
Card

USA Platinum Card
Apply for one today!

Intro
APR
APR
Annual
Fee
Creditline
Balance Transfer%
0%

0%

$89.95
$7,500
N/A

Description: Guaranteed* Platinum! Start with a minimum $7,500 creditline! While you establish your credit with a GUARANTEED* Unsecured USA Platinum Card! No Background Checks, No Credit Turndowns* and No Employment Verification!

*See website for terms and conditions

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Don't keep applying if you're declined. Too many applications will guarantee you to get declined. Creditors look on your report to see how many times you've applied. Pick the ones you think you can really get approved for.

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Credit Card by Issuer: American Express - Discover - MasterCard - Visa - Chase - Household/Orchard Bank -
Household/Orchard Bank - Fifth Third Bank - National City - Advanta

Additional Credit Cards: Cash Back - Airline Rewards - Secured - Business - Good For Balance Transfers -
Gas Rewards - Prepaid / Debit Cards - High Creditline